Multi-Choice Home Loans - Apply Online

Application / Query Form
Application Reason
Loan Purpose

Applicant 1
Applicant 2
Email Address
Telephone:	Work
	Home
	Mobile
Address
State
Post Code
No. of Dependants
Income
		Salary
		Rent
		Other
No proof of income / cannot prove income
Assets and Liabilities
		Asset Value	Debt	Min Repayment	Limit
Property 1
Property 2
Property 3
Property 4
Property 5
Savings
Super (estimate)
Other Assets
Credit Card
Personal Loans
Have you had any previous credit problems?
If yes:- Number of Defaults
Number of Judgements
How did you hear about Multi-Choice?

Application Checklist

The following list of documents will assist you in formulating a home loan presentation. It is not meant to be absolute or prescriptive since credit assessment is not an exact science, but rather requires experience from the lenders to make a subjective analysis. In other words, leave the worry to your Multi-Choice Home Loan mortgage consultant,but you collect as many details to prove income and savings as is necessary. Please call our office for clarification on 1300 36 36 99.

Income
	Two recent pay slips and last year's group certificate
	A copy of Centrelink benefits received (only if the loan relies on these benefits)
Self-Employed
	Copies of past two years tax returns for you and the business (this is not required if you are considering an equity loan).
Savings (some lenders offer 100% loans)
	Generally 5% of the purchase price, as a minimum, needs to be evidenced as saved over preferably 6 months via bank statements, term deposits, or share certificates (some lenders are happy with 3 months proof).
	Rates notice only required for investors and second home purchasers.
Debts or Commitments
	Personal loan statements or copy of loan agreements
	Recent Credit Card Statements
Refinance
	Copy of last 12 months loan statements for existing mortgage (some lenders will accept 6 months).
Other
	100 points of identification (drivers license, passport or birth certificate)

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